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With alternative and private lenders, mortgage rates can start as low as 4.75% and go up depending upon the strength of the borrowers, the clients credit, property location and equity in the property.

Although these rates may seem high for a mortgage in today’s economic climate, private mortgages are generally only intended to be used for short periods. A typical term for a sub-prime mortgage is 6 months to 1 year. They are generally interest only payments, and are primarily used to help you rebuild your credit or get you out of a tight spot in your life. At Vancouver Private Mortgages we will get your private mortgage but also, help you with your exit strategy to return you to a traditional lender and the best rates.

Vancouver Private Mortgages specializes in private mortgages on the Lower Mainland, from West Vancouver to Richmond and Delta, through White Rock, Surrey, Burnaby and Coquitlam.


  • Bad Credit Financing

  • Self-employed / Stated Income / No Income

  • Equity Take Out

  • Construction Loans

  • Mortgage Refinancing

  • Debt Consolidation

  • Mortgage Renewals

  • Outstanding Personal / Property Taxes

  • New to Canada

Centum Pacific Mortgages - 421 Pacific Street, Vancouver, B.C. V6Z 2P5

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